Logo

CTP Insurance Home /Services /CTP Insurance

Compulsory Third Party (CTP) Insurance Cover

The Compulsory Third Party (CTP) insurance cover comes from the premium that vehicle owners pay when they first register their vehicle, and again at each annual renewal.

The Motor Vehicles Insurance Limited (MVIL) is in service to provide insurance cover or compensation to claimants for injuries or death arising from motor vehicle accidents.

The funds collected are used to pay claimants as well as educate drivers on safe driving practices to prevent accidents and so reduce the suffering caused by the accidents.



Get a Quote

INSURANCE COVER.

INSURANCE COVER

The Compulsory Third Party (CTP) insurance cover comes from the premium that vehicle owners pay when they first register their vehicle, and again at each annual renewal.
The Motor Vehicles Insurance Limited (MVIL) is in service to provide insurance cover or compensation to claimants for injuries or death arising from motor vehicle accidents.
The funds collected are used to pay claimants as well as educate drivers on safe driving practices to prevent accidents and so reduce the suffering caused by the accidents.

Scope of CTP Insurance Cover

The National Government designed the Motor Vehicles (Third Party) Insurance Act to provide insurance cover in two parts:

1

The first part is to make funds available to an injured person, or to the dependents of a deceased, when the vehicle owner is at fault following a motor vehicle accident. It is important to note that the owner or driver must be liable by law for the injuries or death before compensation is paid.

2

The second part is called Basic Protection Compensation (BPC), which is a very specific cover and only relates to death from a motor vehicle accident. A District Court Magistrate/ Coroner will consider making a Court Order for temporary relief payment (bel kol moni) to prevent disputes.

What’s Covered?

  • Any form of injury caused by at-fault motor vehicle accidents.
  • Death caused by at-fault motor vehicle accidents.

    • What’s Not Covered?

  • Damage to properties.
  • Damage to motor vehicles.
  • The driver at fault or alone.

    • *

    You can obtain Compulsory Third Party Insurance, Motor Vehicle Registration, Driver’s License, and lodge Compulsory Third Party Claims at the MVIL Head Office, Kunai Street, Hohola, as well as any other branches in Papua New Guinea.

    Need a quote?

    Get a quote in just a few, simple steps in seconds

    Get a quote