The Compulsory Third Party (CTP) insurance cover comes from the premium that vehicle owners pay when they first register their vehicle, and again at each annual renewal.
The Motor Vehicles Insurance Limited (MVIL) is in service to provide insurance cover or compensation to claimants for injuries or death arising from motor vehicle accidents.
The funds collected are used to pay claimants as well as educate drivers on safe driving practices to prevent accidents and so reduce the suffering caused by the accidents.
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The National Government designed the Motor Vehicles (Third Party) Insurance Act to provide insurance cover in two parts: